Scientists Say These Are the Greatest Threats to Humanity

Not to go all doomsday on you, but if you've ever wondered what comprise the greatest threats to humanity, I've got you covered. Scientists and experts agree on a few things that could wipe out humanity as we know it. Hopefully none of these will happen in our lifetime, but contrary to what they say, ignorance is not bliss, so let's delve into these threats to humanity.

You knew this one was going to be here. Many scientists believe that an artificial intelligence takeover is inevitable. "Most such threats are minimal now, but as AI systems become more widespread, and both software and hardware become more sophisticated, AI's destructive potential will pose an accelerating threat," note the experts at ScienceNews.org. I don't mean to completely rag on artificial intelligence. There are certainly some benefits to it. But, the researchers at ScienceNews.org note that "in a future in which civilization relies extensively on robots, a computer virus with AI capability could become a weapon for a malevolent cyberattack."

Scientists at the United Nations say climate change is one of the biggest threats to humanity. Now, I know climate change can be a controversial topic. I'm just reporting what the researchers are saying. I do remember learning about climate change when I was getting my Bachelor of Science in Engineering. Naturalist David Attenborough tells the United Nations that climate change is "the biggest threat to security that modern humans have ever faced." He adds that if humanity continues the way it's going, "we will face the collapse of everything that gives us our security," including food production, access to fresh water, habitable ambient temperature, ocean food chains and more. He also says the poorest areas of the world are the most likely to suffer due to climate change.

The Weekly Crisis Newsletter notes, via LinkedIn, that another one of the biggest threats to humanity is nuclear war. They note that even though the Cold War has been over for years, "thousands of nuclear warheads remain deployed and on high alert across various countries." They add that, "The risk of accidental launches, miscommunications, and escalations leading to nuclear exchange remains a terrifying possibility."

Finally, ScienceNews.org notes that quantum computing is another threat. They note that eventually, quantum computing could "perform specific tasks dramatically more rapidly than today's supercomputers," such as "simulating the interactions of atoms and molecules in order to design new drugs or other chemicals." In the wrong hands, this power could turn negative very fast. These all sound scary, but please don't worry too much. I don't want to be the cause of a restless night of sleep for you. Contact me with your thoughts.

Scams are a scary thing, so you should know these new scams that are trending. It's easy to think that you could never fall for a scam, but the truth is that scammers are getting better and better and what they're doing, so it's getting more difficult to stay safe.

Before we get into the new scams that are trending, it's worth reminding ourselves of some age-old scams. Some scam artists just keep doing the same thing, and they keep getting successful results. The IRS has some good information out about tax-related scams and how to avoid them. On the agency's official website, they warn that seniors are often targeted in scams. This was true years ago and is still true. On their site, they warn taxpayers not to fall for scams targeting older adults. "Scammers pretending to be government officials, aim to steal sensitive personal information and money," they state. "By posing as representatives from agencies such as the IRS, or other government agencies, these fraudsters use fear and deceit to exploit their victims."

Another big scam that's been around forever is scammers claiming their services are needed to settle with the IRS and "that their debts can be settled for 'pennies-on-the-dollar' or that there is a limited window of time to resolve tax debts through the Offer in Compromise (OIC) program." The IRS says "these promoters are often referred to as 'OIC Mills.'" In a release, the IRS adds that an Offer in Compromise "mill" will "usually make outlandish claims, frequently in radio and TV ads, about how they can settle a person's tax debt for cheap. In reality, the promoter fees are often excessive, and taxpayers pay the OIC mill to get the same deal they could have received on their own by working directly with the IRS. This takes unnecessary money out of the taxpayer's wallet."

"Too often, we see some unscrupulous promoters mislead taxpayers into thinking they can magically get rid of a tax debt," IRS Commissioner Danny Werfel said in a statement. "This is a legitimate IRS program, but there are specific requirements for people to qualify. People desperate for help can make a costly mistake if they clearly don't qualify for the program. Before using an aggressive promoter, we encourage people to review readily available IRS resources to help resolve a tax debt on their own without facing hefty fees."

Now, let's move onto the new scams to avoid.

The AARP warns of a new scam called the "check cooking scam." The AARP states, "In check cooking, thieves take a digital picture of a stolen check and then use commercially available software to alter it." It can look super real, but it's fake. So, how do you stay safe? "Consider using a safer payment method, such as a credit card," they suggest.

The AARP states also warns of a new sweepstakes scam where "instead of trying to get you to pay taxes or other fees in advance to collect the nonexistent prize, the scammers will ask for personal information so that they can validate you and set up the payout." Just say no.

These days, AI scams are big. Experian.com says today, scammers use technology to "write more convincing and natural-sounding phishing emails and text messages." They can also "Impersonate the victim's friend or relative and ask for money as part of a grandparent scam." It's scary stuff. Beware of anything that sounds too crazy, as these can often seem far-fetched, but AI makes them look real.

Experian.com says that student loan forgiveness scams are on the rise. They note that, "scammers may contact you via phone or create phony application sites aimed at stealing your Social Security number or your bank account information." Don't give out your information. If it sounds too good to be true, it is.

This one is really wild. With the games on the way, scammers can use the games to scam you. The AARP states, "A scammer hacks someone's email account, and shortly after, all of that person's contacts will receive the same message — something to the effect of, 'Hey guys, I'm over in Paris and my wallet got stolen! Can anyone please help me out by sending gift cards or a Venmo deposit?"

Whether the scam is new or old, the best way to avoid it is to stop and think about what's happening. These scam artists are super good at what they do, but if you just stop for a moment and really think out any actions, you can avoid making a rash decision that could cost you.